PDCC Bank Interest Rates

Interest Rates

Sr.No Tenure Period Rate Of Interest (% p.a.) w.e.f. 01-08-2022
1 7 days to 14 days
(single deposit of Rs 15 lakh and above.)
3.25%
2 15 days to 29 days 3.25%
3 30 days to 45 days 3.75%
4 46 days to 90 days 4.00%
5 91 days to 180 days 4.75%
6 181 days to less than 1 year 5.00%
7 1 year to less than 2 years 5.50%
8 2 year to less than 3 years 5.25%
9 3 years and above 5.00%
Saving Deposit : 3.00% 

Long Term Loan

Interest Rates

Sr.No Loan Type Society Level
1 Upsa jalchinan, Poultry, Sheep, Buff low Rearing 10.00%
2 Grape Farm, Rose (Composite Farm) Fruit Farm, Anjeer Plantation 10.00%

Medium Term Loan

Interest Rates

Sr.No Loan Type Society Level Bank Direct Finance
1 Tractor, Trailer, Harvester Purchase 10.00% 11.00%
2 Jeep/Car/Tempo/Mini Truck 10.00% 11.00%
3 Sidbi Loan(Vehicle loan through development working society) 10.00% 11.00%
4 Farm House 10.00% 11.00%
5 Household gas  10.00% 11.00%
6 Well Repair 10.00% 11.00%
7 Land Repair/Development 10.00% 11.00%
8 Oil Engine/Electric Motor  10.00% 11.00%
9 Sub Mercible Pump/Borwell 10.00% 11.00%
10 Pipeline 10.00% 11.00%
11 Bullock/Bullock Cart 10.00% 11.00%
12 Gobar Gas 10.00% 11.00%
13 Threshing Machine 10.00% 11.00%
14 Upsa Jalsinchan/Solar Energy Agri Pump 10.00% 11.00%
15 Sugar Factory / Spinning Mill / Share Purchase 10.00% 11.00%
16 J.C.B./ Poklan 10.00% 11.00%
17 Rural Agri Tourism 10.00% 11.00%
18 Caw Husbandry/Buffalo Husbandry 10.00% 11.00%
19 I.R.D.P./S.G.S.Y.Direct 10.00% 11.00%
20 Silk Industry 10.00% 11.00%
21 Onion Storage 10.00% 11.00%
22 Drip and Sprinkler irrigation 10.00% 11.00%
23 Latrine Direct 10.00% 11.00%
24 Two Wheeler  10.00% 11.00%
25 PC Purchase(Society) 10.00% 11.00%
26 Earthworm Fertilizer(Society) 10.00% 11.00%
27 Rural Godam Scheme(Society) 10.00% 11.00%
28 Office Construction Scheme(Society) 10.00% 11.00%
29 On Receipt of Godam 10.00% 11.00%
30 Animal Herd 10.00% 11.00%
31 Subabul Plantation 10.00% 11.00%
32 Karale Mandap 10.00% 11.00%
33 Nilgari Tree Plantation 10.00% 11.00%
34 Spry Pump 10.00% 11.00%
35 Milk Society Milk Tester & Computer Weighing 10.00% 11.00%
36 Milking Machine / Machine to remove Waste 10.00% 11.00%
37 Sheep Rearing / Varah Palan 10.00% 11.00%
38 Project Finance (Agri & Other) 10.00% 11.00%
39 Self Employment / Unemployed 10.00% 11.00%
40 Poultry (Contract Farming) 10.00% 11.00%
41 Green / Poly House 10.00% 11.00%
42 Grape Farm (Water Purchase) 10.00% 11.00%
43 Farm Land Purchase 10.00% 11.00%
44 Environment control EC Poultry shed 10.00% 11.00%
45 Gavran Bird Poultry 10.00% 11.00%
46 M.T.Fisheries 10.00% 11.00%
47 Nursery 10.00% 11.00%
48 Layer Poultry 10.00% 11.00%
49 Poultry(Composite Project) 10.00% 11.00%
50 SolarPum /Material 10.00% 11.00%
51 Bandista Goat Farming 10.00% 11.00%
52 Dragon Fruit 10.00% 11.00%

Short term Loan

Interest Rates

Sr.No Loan Type Bank Level Society Level
1

Big Landholder Member

(Up to Rs.3 Lacks)

(Above Rs.3 Lacks)

4.00%

4.00%

8.00%

6.00%

6.00%

11.00%

2

Small Landholder Member

(Up to Rs.3 Lacks)

(Above Rs.3 Lacks)

4.00%

4.00%

8.00%

6.00%

6.00%

11.00%

3 Overdue Interest 8% + 1% penalty 11% + 1% penalty
4 Overdue Interest above Rs.3.00 lac loan 8% + 1% penalty 11% + 1% penalty

Non Agriculture Loan


A) Non-Agri Loan

Sr.No Loan Type Interest
1 Cash Credit Individual 10.00%
2 H.P Vehicle Commercial 10.00%
3 Individual Housing Loan 08.00%
4 DPL Education Loan 10.00%
5 Hire Purchase 10.00%
6 H.P.Cash Credit(Traders) 10.00%
7 Gold Ornaments 09.00%
8 Gold Loan with EMI(ABOVE RS.2.LACKS) 09.00%
9 M.T Non Farm Sector 10.00%
10 Industrial Term Loan 10.00%
11 Industrial Cash Credit 10.00%
12 Joint Liability Group 10.00%
13 S T Bachat Gat 08.00%
14 INT.REC.M.T.Self Help Group 08.00%
15 Personal Emergency Loan 10.00%
16 I.R INDL.Overdraft Against Salary 10.00%
17 Individual Shubhyatra Tour Loan 10.00%
18 Salary Earners  Society(Term Loan) 10.00%
19 INT.REC.Salary Earner Cash Credit 10.00%
20 Transport Society Clean Cash Credit 10.00%
21 Urban Banks Cash Credit 10.00%
22 INT.REC.Urban Thrift 10.00%
23 Industrial Hypothecation 10.00%
24 Clean/Vina Gahan(Labour Society) 10.00%
25 S.T Marketing(Vina Gahan) 10.00%
26 S.T Hypothecation(Marketing society) 10.00%
27 Other Clean Credit Society 10.00%
28 M.T Artisan 10.00%
29 House Repair and Renewation Loans 10.00%

B) Cash Credit Loan For Agriculture & Non-Agriculture Societies

Sr.No Loan Type Interest
1 Clean 12.50%
2 Hypothecation 12.00%
3 Pledge 11.50%
4 Term Loan 12.00%
5 Bill Finance 12.00%

C) Sugar Factories/Processing Units

Sr.No Loan Type Interest
1 Pledge 10.00%
2 Hypothecation 11.50%
3 Clean (Pre seasonal) 12.00%
4 Medium Term Loan 10.00%
6 F.R.P. Loan - 2014 10.00%
7 Soft Loan - 2015 10.00%

 

C) Non-Farm Sector

Sr.No Loan Type Interest
1 General Loans  
  I)Upto 2.00 Lakh 11.00%
  II)Above 2.00 Lakh 12.00%
2 Loan for Educated Unemployed 11.50%
3 Agro Clinic 10.25%

E) Long Term Loans

Sr.No Loan Type Interest
1 Agriculture Produce Market Committee 11.00%
2 Flat Purchase/Construction Loan 11.00%

GOLD LOAN

So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you sure could use them to meet those cash contingencies.

CalculateEMI Calculator

InvestingMoney

AccessOnline

Security& Privacy