| Sr.No | Tenure Period | Rate Of Interest (% p.a.) w.e.f. 01-08-2022 |
|---|---|---|
| 1 | 7 days to 14 days (single deposit of Rs 15 lakh and above.) |
3.25% |
| 2 | 15 days to 29 days | 3.25% |
| 3 | 30 days to 45 days | 3.75% |
| 4 | 46 days to 90 days | 4.00% |
| 5 | 91 days to 180 days | 4.75% |
| 6 | 181 days to less than 1 year | 5.00% |
| 7 | 1 year to less than 2 years | 5.50% |
| 8 | 2 year to less than 3 years | 5.25% |
| 9 | 3 years and above | 5.00% |
| Saving Deposit : 3.00% | ||
| Sr.No | Loan Type | Bank Level | Society Level |
|---|---|---|---|
| 1 | Upsa jalchinan, Poultry, Sheep, Buff low Rearing | 10.25% | 12.75% |
| 2 | Grape Farm, Rose (Composite Farm) Fruit Farm, Anjeer Plantation | 11.25% | 13.75% |
| 3 | Direct Term Loan | 11.75% to 12.75% |
| Sr.No | Loan Type | Bank Level | Society Level |
|---|---|---|---|
| 1 | Tractor, Trailer, Harvester Purchase | 11.75% | 14.25% |
| 2 | Jeep/Car/Tempo/Mini Truck | 11.75% | 14.25% |
| 3 | Sidbi Loan | 10.75% | 13.25% |
| 4 | Farm House | 11.75% | 14.25% |
| 5 | Household gas, Well Repair, Pipeline, Oil Engine, Electric Motor, Gobar Gas, Land Repair, Buffalo etc | 10.75% | 13.25% |
| 6 | Upsa Jalsinchan | 11.75 | 14.25% |
| 7 | Sugar Factory / Spinning Mill / Share Purchase | 10.75% | 13.25% |
| 8 | J.C.B./ Poklan | 12.75% | 15.25% |
| 9 | Cattle Rearing | 10.75% | 13.25% |
| 10 | I.R.D.P./S.G.S.Y.Direct | 9.25% | 11.75% |
| 11 | Silk Industry | 10.75% | 13.25% |
| 12 | Onion Storage, Thibak Sinchan | 10.75% | 13.25% |
| 13 | Latrine Direct | 9% | 10% |
| 14 | Two Wheeler through Society | 10.75% | 13.25% |
| 15 | Society PC Purchase | 10.75% | |
| 16 | Earthworm Fertilizer | 11.25% | |
| 17 | Rural Agri Tourism | 10.75% | 12.75% |
| 18 | Rural Godam Scheme | 11% | 13% |
| 19 | Rural Godam Scheme (Society) | 11% | |
| 20 | Office Construction Scheme | 11.25% | |
| 21 | On Receipt of Godam | 10.75% | |
| 22 | Animal House, Subabul Plantation, Karale Mandap, Nilgari Tree Plantation, Spry Pump | 10.75% | 13.25% |
| 23 | Milk Society Milk Tester & Computer Weighing | 11.25% | |
| 24 | Milking Machine / Machine to remove Waste | 10.75% | 13.25% |
| 25 | Sheep Rearing / Varah Palan | 11.25% | 13.75% |
| 26 | Project Finance (Agri & Other) | 10.75% | 13.25% |
| 27 | Self Employment / Unemployed | 9.25% | 10.25% |
| 28 | Poultry (Contract Farming | 11.25% | 13.75 |
| 29 | Green / Poly House | 11.25% | 13.75% |
| 30 | Grape Farm (Water Purchase) | 9.25% | 10.25% |
| Sr.No | Loan Type | Bank Level | Society Level |
|---|---|---|---|
| 1 | Big Landholder Member | 4% | 6% |
| 2 | Small Landholder Member | 4% | 6% |
| 3 | Overdue Interest | 8% + 1% penalty | 11% + 1% penalty |
| 4 | Overdue Interest above Rs.3.00 lac loan | 8% | 11% |
| 5 | Big Landholder Conversion Loan | As per Ref.No.Agri Loan/4735 | na |
| 6 | Small Landholder Conversion Loan | As per Circular dated 5-1-2015 | na |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Individual Salary Earner Cash Credit | 11.50% |
| 2 | Hire Purchase | 11.50% |
| 3 | Educational Loan / Flat Purchase / House Construction | 10.25% |
| 4 | Gold Loan | 11.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Individual upto Rs.2.00 lac | 11.00% |
| 2 | Individual above Rs.2.00 lac | 12.00% |
| 3 | Educated unemployed Entrepreneur | 10.50% |
| 4 | Agro Clinic | 10.25% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Hypothecation Non Agri Loan | 12.00% |
| 2 | Mortgage | 12.50% |
| 3 | Pledge Non Agri Loan | 11.50% |
| 4 | Term Loan, Hundi | 12.00% |
| 5 | Mortgage Sugar Factory | 12.50% |
| 6 | Hypothecation Sugar Factory | 12.00% |
| 7 | Pledge Sugar Factory | 11.00% |
| 8 | Sugar Preshipment upto 180 days | 10.25% |
| Sr.No | Loan Type | Interest |
| 9 | Sugar Preshipment from 181 days to 270 days | 11.00% |
| 10 | Set Aside, Irregular Pledge Loan, Inadequate loan | 12.50% |
| 11 | All Types of Temporary Loans | 12.00% |
| 12 | All Types of Middle Term Loan | 11.50% |
| 13 | Short Margin 2% & Overdue Loan 1% | |
| 14 | Salary Earners Society Term Loan & Cash Credit | 11.00% |
| 15 | Urban Co-operative Societies Term Loan | 12.00% |
| 16 | Co-operative Bank Term Loan / Cash Credit | 11.00% |
| 17 | Rural Artizian Scheme (Short Term / Medium Term) | 10.00% |
| 18 | Transport Societies Loan | 11.00% |
| 19 | Sell Purchase Sangh Term Loan | 11.00% |
| 20 | Traders Cash Credit | 12.00% |
| 21 | Employee Cash Credit | 10.25% |
| 22 | S.G.S.Y. | 7.00% |
| 23 | Self Help Group | 8.00% |
| 24 | Self Help Group Cash Credit | 8.00% |
| 25 | Commercial / Private Vehicle (3 /4 Tyre) | 11.50% |
| 26 | Medium Term Vehicle Loan | 11.50% |
| 27 | Employee Computer Loan | 10.25% |
| 28 | Loan Against N.S.C.Certificate | 10.25% |
| 29 | Loan Against FD (Ind / Society) | FD Loan + 2% |
| 30 | Agro Clinic | 10.25% |
| 31 | Long Term Office Rent | 11.00% |
| 32 | Self Help Group Cash Credit | 11.00% |
| 32 | Loan Term Agri Income Bazar Simiti | 11.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Clean | 12.50% |
| 2 | Hypothecation | 12.00% |
| 3 | Pledge | 11.50% |
| 4 | Term Loan | 12.00% |
| 5 | Bill Finance | 12.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Pledge | 10.00% |
| 2 | Hypothecation | 11.50% |
| 3 | Clean (Pre seasonal) | 12.00% |
| 4 | Medium Term Loan | 10.00% |
| 6 | F.R.P. Loan - 2014 | 10.00% |
| 7 | Soft Loan - 2015 | 10.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Term Loan | 11.00% |
| 2 | Cash Credit | 11.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Term Loan | 12.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Term/Cash Credit Loan | 11.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Short/Medium Term Loan | 10.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Clean/Medium Term Loan | 12.50% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Short/Medium Term Loan | 12.50% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Medium Term Loan | 11.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Gold Loan | 11.00% |
| 2 | Individual Salary Earner Cash Credit | 11.50% |
| 3 | Personal Loan (Higher Purchase) | 11.50% |
| 4 | Educational Loan | 10.25% |
| 5 | Flat Purchase/Construction Loan | 10.25% |
| 6 | Cash Credit Loan (Traders) | 12.00% |
| 7 | Staff Cash Credit | 10.25% |
| 8 | Overdraft Against National Saving Certificate | 11.50% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Loans For Below Poverty Level Groups Under S.G.S.Y. Scheme | 07.00% |
| 2 | General Loan | 08.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Two Wheeler Loan | 11.50% |
| 2 | Educational Loan | 10.25% |
| 3 | Overdraft Against National Saving Certificate | 12.00% |
| 4 | Over Draft (Individual/Societies) - 2% More Rate on Fixed Deposits Interest | - |
| 5 | Commercial/Personal Vehicle Purchase(3/4 Wheeler) | 11.50% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | General Loans | |
| I)Upto 2.00 Lakh | 11.00% | |
| II)Above 2.00 Lakh | 12.00% | |
| 2 | Loan for Educated Unemployed | 11.50% |
| 3 | Agro Clinic | 10.25% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Agriculture Produce Market Committee | 11.00% |
| 2 | Flat Purchase/Construction Loan | 11.00% |
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| Number Of Branches | 17 |
| Number Of ATM | 17 |
| Branch Name | Branch Code | Branch Address | Contact Number |
|---|
| ATM Name | ATM Address |
|---|
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