| Sr.No | Tenure Period | Rate Of Interest (% p.a.) w.e.f. 01-08-2022 |
|---|---|---|
| 1 | 7 days to 14 days (single deposit of Rs 15 lakh and above.) |
3.25% |
| 2 | 15 days to 29 days | 3.25% |
| 3 | 30 days to 45 days | 3.75% |
| 4 | 46 days to 90 days | 4.00% |
| 5 | 91 days to 180 days | 4.75% |
| 6 | 181 days to less than 1 year | 5.00% |
| 7 | 1 year to less than 2 years | 5.50% |
| 8 | 2 year to less than 3 years | 5.25% |
| 9 | 3 years and above | 5.00% |
| 10 | Only for 365 days(For special deposits up to Rs1 crore placed at one time newly) | 6.00% |
| 11 | Only for 365 days(For new special deposits of minimum Rs. 1 crore and above placed at one time) | 6.50% |
| Saving Deposit : 3.00% | ||
| Sr.No | Loan Type | Society Level |
|---|---|---|
| 1 | Upsa jalchinan, Poultry, Sheep, Buff low Rearing | 10.00% |
| 2 | Grape Farm, Rose (Composite Farm) Fruit Farm, Anjeer Plantation | 10.00% |
| Sr.No | Loan Type | Society Level | Bank Direct Finance |
|---|---|---|---|
| 1 | Tractor, Trailer, Harvester Purchase | 10.00% | 11.00% |
| 2 | Jeep/Car/Tempo/Mini Truck | 10.00% | 11.00% |
| 3 | Sidbi Loan(Vehicle loan through development working society) | 10.00% | 11.00% |
| 4 | Farm House | 10.00% | 11.00% |
| 5 | Household gas | 10.00% | 11.00% |
| 6 | Well Repair | 10.00% | 11.00% |
| 7 | Land Repair/Development | 10.00% | 11.00% |
| 8 | Oil Engine/Electric Motor | 10.00% | 11.00% |
| 9 | Sub Mercible Pump/Borwell | 10.00% | 11.00% |
| 10 | Pipeline | 10.00% | 11.00% |
| 11 | Bullock/Bullock Cart | 10.00% | 11.00% |
| 12 | Gobar Gas | 10.00% | 11.00% |
| 13 | Threshing Machine | 10.00% | 11.00% |
| 14 | Upsa Jalsinchan/Solar Energy Agri Pump | 10.00% | 11.00% |
| 15 | Sugar Factory / Spinning Mill / Share Purchase | 10.00% | 11.00% |
| 16 | J.C.B./ Poklan | 10.00% | 11.00% |
| 17 | Rural Agri Tourism | 10.00% | 11.00% |
| 18 | Caw Husbandry/Buffalo Husbandry | 10.00% | 11.00% |
| 19 | I.R.D.P./S.G.S.Y.Direct | 10.00% | 11.00% |
| 20 | Silk Industry | 10.00% | 11.00% |
| 21 | Onion Storage | 10.00% | 11.00% |
| 22 | Drip and Sprinkler irrigation | 10.00% | 11.00% |
| 23 | Latrine Direct | 10.00% | 11.00% |
| 24 | Two Wheeler | 10.00% | 11.00% |
| 25 | PC Purchase(Society) | 10.00% | 11.00% |
| 26 | Earthworm Fertilizer(Society) | 10.00% | 11.00% |
| 27 | Rural Godam Scheme(Society) | 10.00% | 11.00% |
| 28 | Office Construction Scheme(Society) | 10.00% | 11.00% |
| 29 | On Receipt of Godam | 10.00% | 11.00% |
| 30 | Animal Herd | 10.00% | 11.00% |
| 31 | Subabul Plantation | 10.00% | 11.00% |
| 32 | Karale Mandap | 10.00% | 11.00% |
| 33 | Nilgari Tree Plantation | 10.00% | 11.00% |
| 34 | Spry Pump | 10.00% | 11.00% |
| 35 | Milk Society Milk Tester & Computer Weighing | 10.00% | 11.00% |
| 36 | Milking Machine / Machine to remove Waste | 10.00% | 11.00% |
| 37 | Sheep Rearing / Varah Palan | 10.00% | 11.00% |
| 38 | Project Finance (Agri & Other) | 10.00% | 11.00% |
| 39 | Self Employment / Unemployed | 10.00% | 11.00% |
| 40 | Poultry (Contract Farming) | 10.00% | 11.00% |
| 41 | Green / Poly House | 10.00% | 11.00% |
| 42 | Grape Farm (Water Purchase) | 10.00% | 11.00% |
| 43 | Farm Land Purchase | 10.00% | 11.00% |
| 44 | Environment control EC Poultry shed | 10.00% | 11.00% |
| 45 | Gavran Bird Poultry | 10.00% | 11.00% |
| 46 | M.T.Fisheries | 10.00% | 11.00% |
| 47 | Nursery | 10.00% | 11.00% |
| 48 | Layer Poultry | 10.00% | 11.00% |
| 49 | Poultry(Composite Project) | 10.00% | 11.00% |
| 50 | SolarPum /Material | 10.00% | 11.00% |
| 51 | Bandista Goat Farming | 10.00% | 11.00% |
| 52 | Dragon Fruit | 10.00% | 11.00% |
| Sr.No | Loan Type | Bank Level | Society Level |
|---|---|---|---|
| 1 |
Big Landholder Member (Up to Rs.3 Lacks) (Above Rs.3 Lacks) |
4.00% 4.00% 8.00% |
6.00% 6.00% 11.00% |
| 2 |
Small Landholder Member (Up to Rs.3 Lacks) (Above Rs.3 Lacks) |
4.00% 4.00% 8.00% |
6.00% 6.00% 11.00% |
| 3 | Overdue Interest | 8% + 1% penalty | 11% + 1% penalty |
| 4 | Overdue Interest above Rs.3.00 lac loan | 8% + 1% penalty | 11% + 1% penalty |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Cash Credit Individual | 10.00% |
| 2 | H.P Vehicle Commercial | 10.00% |
| 3 | Individual Housing Loan | 08.00% |
| 4 | DPL Education Loan | 10.00% |
| 5 | Hire Purchase | 10.00% |
| 6 | H.P.Cash Credit(Traders) | 10.00% |
| 7 | Gold Ornaments | 09.00% |
| 8 | Gold Loan with EMI(ABOVE RS.2.LACKS) | 09.00% |
| 9 | M.T Non Farm Sector | 10.00% |
| 10 | Industrial Term Loan | 10.00% |
| 11 | Industrial Cash Credit | 10.00% |
| 12 | Joint Liability Group | 10.00% |
| 13 | S T Bachat Gat | 08.00% |
| 14 | INT.REC.M.T.Self Help Group | 08.00% |
| 15 | Personal Emergency Loan | 10.00% |
| 16 | I.R INDL.Overdraft Against Salary | 10.00% |
| 17 | Individual Shubhyatra Tour Loan | 10.00% |
| 18 | Salary Earners Society(Term Loan) | 10.00% |
| 19 | INT.REC.Salary Earner Cash Credit | 10.00% |
| 20 | Transport Society Clean Cash Credit | 10.00% |
| 21 | Urban Banks Cash Credit | 10.00% |
| 22 | INT.REC.Urban Thrift | 10.00% |
| 23 | Industrial Hypothecation | 10.00% |
| 24 | Clean/Vina Gahan(Labour Society) | 10.00% |
| 25 | S.T Marketing(Vina Gahan) | 10.00% |
| 26 | S.T Hypothecation(Marketing society) | 10.00% |
| 27 | Other Clean Credit Society | 10.00% |
| 28 | M.T Artisan | 10.00% |
| 29 | House Repair and Renewation Loans | 10.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Clean | 12.50% |
| 2 | Hypothecation | 12.00% |
| 3 | Pledge | 11.50% |
| 4 | Term Loan | 12.00% |
| 5 | Bill Finance | 12.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Pledge | 10.00% |
| 2 | Hypothecation | 11.50% |
| 3 | Clean (Pre seasonal) | 12.00% |
| 4 | Medium Term Loan | 10.00% |
| 6 | F.R.P. Loan - 2014 | 10.00% |
| 7 | Soft Loan - 2015 | 10.00% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | General Loans | |
| I)Upto 2.00 Lakh | 11.00% | |
| II)Above 2.00 Lakh | 12.00% | |
| 2 | Loan for Educated Unemployed | 11.50% |
| 3 | Agro Clinic | 10.25% |
| Sr.No | Loan Type | Interest |
|---|---|---|
| 1 | Agriculture Produce Market Committee | 11.00% |
| 2 | Flat Purchase/Construction Loan | 11.00% |
Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone ccount and transfer funds instantly.
| Number Of Branches | 17 |
| Number Of ATM | 17 |
| Branch Name | Branch Code | Branch Address | Contact Number |
|---|
| ATM Name | ATM Address |
|---|
So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you sure could use them to meet those cash contingencies.
