PDCC Bank Fixed Deposits


A steady source of income is imperative at all points in your life. Our secure Fixed Deposits provide you greater earnings with the flexibility of maintaining your funds in accessible units. Enjoy this privilege in different ways as PDCC BANK offers you a range of Fixed Deposit schemes that give you a good rate of interest, thereby providing you with a strong sense of security.


  • The main purpose of fixed deposit account is to enable the individuals to earn a higher rate of interest on their surplus funds (extra money).
  • The depositor is given a fixed deposit receipt, which depositor has to produce at the time of maturity. The deposit can be renewed for a further period.
  • Safe custody of your fixed deposit receipts.
  • Loan facility is available on principal and accrued interest
  • Interest on deposits is payable either quarterly or compounded quarterly (i.e., re-investment of interest) or monthly at a discounted value at the option of the depositor

Documents Required

  • Application form (Download from Above)
  • Proof of Identity: PAN Card, Voter Id Card, Passport, Driving License
  • Proof of Address: Latest Telephone Bill or Electricity Bill
  • Recent Colour Photograph(3 Nos.)
  • PAN or Form 60/61 if applied for PAN

Terms And Conditions

  • The rates are subject to change from time to time
  • To qualify for a Fixed Deposit Account, you must be aged 18 or over and Nationality should be Indian
  • The rates auto populated are for Resident deposits < 1Cr.

Interest Rates

Sr.No Tenure Period Rate Of Interest (% p.a.) w.e.f. 01-04-2024
1 7 days to 14 days
(single deposit of Rs 15 lakh and above.)
2 15 days to 29 days 4.00%
3 30 days to 45 days 4.00%
4 46 days to 90 days 4.25%
5 91 days to 180 days 5.10%
6 181 days to less than 1 year 6.05%
7 1 year to less than 2 years 7.10
8 2 year to less than 3 years 7.35%
9 3 years and above 7.35%
(Additional 0.50% interest rate will be given to senior citizens for 1 year and above)


So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you sure could use them to meet those cash contingencies.

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